Terms of Use

1. Acceptance of these terms

This website is operated by Jason Reynolds, trading as JTR Finance (ABN 15 325 521 634). By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this website.

2. General information only

The content on this website is general in nature and provided for information purposes only. It does not take into account your personal objectives, financial situation or needs, and should not be relied upon as personal advice. Any credit assistance provided to you individually will be subject to a separate assessment of your circumstances and applicable lender criteria.

Nothing on this website constitutes financial planning, investment, legal or taxation advice, and JTR Finance does not provide these services.

3. Credit representative status

Jason Reynolds is a Credit Representative (Number 579973) of Australian Finance Group Ltd ACN 066 385 822, Australian Credit Licence 389087. Neither Jason Reynolds nor JTR Finance holds an Australian Credit Licence in its own right.

4. Intellectual property

Unless otherwise indicated, the content of this website — including text, graphics and the JTR Finance name and logo — is owned by or licensed to JTR Finance and is protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use, but must not reproduce, modify or distribute it without prior written consent.

5. Third-party links and booking tools

This website may contain links to third-party websites or tools, including a Calendly booking system used to arrange consultations. JTR Finance does not control and is not responsible for the content, availability or privacy practices of third-party websites or tools. Use of the Calendly booking tool is subject to Calendly's own terms and privacy policy.

6. No guarantee of outcomes

References on this website to loan structure, borrowing capacity, refinancing or property finance strategy describe an approach to credit assistance and do not constitute a promise or guarantee of loan approval, a particular interest rate, or any other outcome. Any outcome depends on your individual circumstances and the relevant lender's criteria and approval process.

7. Limitation of liability

To the extent permitted by law, JTR Finance excludes all liability for any loss or damage arising from your use of, or reliance on, this website or its content, other than liability that cannot be excluded by law (including under the Australian Consumer Law and the National Consumer Credit Protection Act 2009).

8. Privacy

Your use of this website is also subject to our Privacy Policy.

9. Governing law

These terms are governed by the laws of Queensland, Australia.

10. Changes to these terms

These terms may be updated from time to time. The current version will always be available on this page.

11. Contact us

Jason Reynolds
JTR Finance
jason@jtrfinance.com.au
0481 872 446